Paycheck Budget Planner for Google Sheets
Budget by paycheck, not by month, built for how you are actually paid, giving every pound a job before it lands.
AI coach included · all 7 themes · works in any currency · yours for life
- ⚡Instant accessDelivered in seconds
- ♾️One-time purchaseNo subscription, ever
- 🛡️30-day make-it-rightNot happy? We'll fix it
- 🔒Secure checkoutCard, Apple & Google Pay
- Budget by paycheck
- AI coach
- 📘 Setup guide
- 7 themes
- Any currency
- Yours for life
Budget the way you are actually paid.
If your money comes in weekly, fortnightly or on irregular paydays, a monthly budget never quite fits. The Paycheck Budget Planner is built around your real pay cycle: assign every paycheck to the bills and goals it needs to cover before the next one arrives, so each payday is fully accounted for and you always know that the money for what is coming is already set aside. A 60-day Daily Dashboard forecasts your cashflow, and automatic Reports surface insights with no AI key needed.
New to this? Read how to budget by payday, see the All-in-One Budget Planner for everything in one place, or the Debt Payoff and Sinking Funds trackers.
Plan by paycheck, not month
Map each paycheck to the bills and savings it has to cover, matched to when the money actually arrives.
See 60 days ahead
The Daily Dashboard forecasts your running balance day by day, so you spot a short week long before it lands.
Give every pound a job
Before a paycheck even lands it is already assigned, so no money quietly drifts away unspent-for.
Seven looks. One file. Zero static.
Tap a colour and watch the planner recolour in one click, switch as often as you like, your data never moves. All seven themes are included with every purchase.
Now showing the Papaya Sunrise theme, and every screenshot on this page changed with it.
Want the whole money picture?
The Paycheck Budget Planner is one focused slice of the All-in-One Budget Planner, thirty tabs, the full AI coach and a Financial Health Score, all in one file for £14.99.
From purchase to planning in four steps.
Buy & download
Your link arrives instantly after checkout.
Make your copy
One click saves the planner to your own Google Drive.
Set up in minutes
Currency, dates and your details, our Getting Started guide covers everything, including the AI coach.
Plan with your coach
Log your first entries and generate your first insights.
All you need
- A free Google account, the planner runs entirely in Google Sheets
- Any device: desktop, tablet or mobile
- A few minutes for one-time setup (our step-by-step guide covers it, including the AI coach)
- That's it. No software to install, nothing to subscribe to.
30-day make-it-right guarantee
If it's not right for you, tell us within 30 days and we'll make it right.
Your data stays yours
Your planner lives in your own Google account. The AI coach works through a provider you choose, and only ever sends figures and first names, never the full picture, and never to us.
Instant delivery
Your download link is in your inbox the moment you order.
Before you ask,
How does delivery work?+
Instantly. After checkout you get a branded email with a link to the Google Sheet, open it, click Make a copy, and it's yours.
Does it work if I'm paid weekly or biweekly?+
Yes. It's built around your pay cycle, weekly, biweekly, semi-monthly or monthly, so each payday gets its own clear plan.
What is the daily dashboard?+
A 60-day cashflow forecast that shows your running balance day by day, so you can see ahead and avoid running short before the next payday.
Do I need anything besides a free Google account?+
No. It runs entirely in Google Sheets on any device. No software, no subscription.
Is the AI coach required?+
No, it's optional. The planner is fully featured without it, including automatic insight reports. Switch the coach on with your own free AI key if you'd like it.
Is my financial data private?+
Yes. The planner lives in your own Google account. The optional AI coach only ever sends figures and first names, never the full picture, and never to us.
What if it's not right for me?+
Tell us within 30 days and we'll make it right.
Complete your set
Built to be loved, and backed by us.
Every planner is tested to work perfectly out of the box, comes with a step-by-step setup guide, and is covered by our 30-day make-it-right promise. Your data always stays private in your own Google account.
- ✅ Tested to work out of the box
- 📘 Step-by-step setup guide
- 🛡️ 30-day make-it-right promise
- 🔒 Private, in your own Google account
What really stands out is the built-in AI... real AI powered insights, this is it.
Ready when you are.
Download it now, set it up in minutes, and meet your coach tonight.
Get the planner for £9.9930-day make-it-right guarantee · instant download