Budgeting, made simple.
Practical guides grouped by goal: budgeting, debt, saving and your wedding, from the team behind the planners.
Budgeting
Plan your month, give every pound a job and keep it simple.
How to Budget by Payday (Weekly, Fortnightly or Monthly)
Budget around the days you get paid instead of the calendar month.
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How to Build a Budget in Google Sheets (Step by Step)
Build your own budget in Google Sheets, step by step.
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Zero Based Budget Template and a Worked Example
A zero based budget template laid out in full, with a worked month where every pound has a job.
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50/30/20 Budget: A Worked UK Example on £2,400
A worked 50/30/20 budget on £2,400 a month, with where UK costs really land.
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Cash Stuffing Without the Cash: A Digital Guide
Cash stuffing with no cash: envelopes, a worked monthly example and how to track it digitally.
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Simple Budget Spreadsheet: No Bank Login Needed
A simple budget spreadsheet you fill in yourself, with a 10-minute weekly routine and no bank login.
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The 10-Minute Subscription Audit: Find the £790 on Autopilot
A 10-minute audit that finds the subscriptions quietly draining your money.
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New Year Budget Planner: A January Money Reset in 7 Steps
A week-by-week January plan to reset your money for 2027.
Read it →Debt
Pick a method and see your debt-free date.
The Debt Snowball Method: How to Start (Step by Step)
Clear the smallest debt first for quick wins, and how to start this week.
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Debt Snowball vs Avalanche: Which Pays Off Debt Faster?
Which pays off debt faster, with a worked example.
Read it →Saving
Emergency funds, sinking funds, goals and tracking your net worth.
How Much Should You Have in an Emergency Fund?
How much to keep for emergencies, and how to build it.
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How to Save for a Goal (the Simple Monthly-Target Method)
Turn a savings goal into a monthly amount you can stick to.
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Sinking Funds Tracker: How to Set One Up (UK Example)
Set up a sinking funds tracker with nine example funds and the 12 categories most people forget.
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Net Worth Tracker: Build One in 15 Minutes
Build a net worth tracker in 15 minutes, with six months of example numbers.
Read it →Wedding
Budget and plan the big day without the spreadsheet chaos.
