Free · no sign-up · nothing stored

Free money calculators

Four quick tools for the questions people actually ask. No email gate, no account, no waiting. Every one runs entirely in your browser.

Private by design: everything is worked out on your own device. Nothing you type is sent to us, or to anyone.

Debt

Debt-Free Date Calculator

Find the exact month your debt clears, then watch what one small extra payment does to the date and the interest.

Open the calculator Budgeting

50/30/20 Calculator

Split your monthly take-home pay into needs, wants and savings, with a 60/20/20 option if your rent breaks the 50%.

Open the calculator Saving

Sinking Fund Calculator

Goal plus deadline gives you the monthly amount. Goal plus monthly amount gives you the finish date.

Open the calculator Weddings

Wedding Budget Calculator

Break a wedding budget across every category, and get the per-head figure that drives the whole thing.

Open the calculator
When a calculator is not enough

These are snapshots. Planners keep score.

A calculator answers one question once. Our planners live in your own Google Drive and keep answering it every month as your numbers change, with an optional AI coach if you want a second opinion. One-time purchase, no subscription.

See all nine planners

Not ready to buy? Start with the free budget or the free debt tracker.